CluneTech is a suite of companies providing industry-leading solutions that simplify global business. Our technology streamlines processes such as digital sales, tax compliance, global VAT & cross-border payments, making business better for our customers worldwide.
CluneTech was founded in 1996 when a simple favour for a friend unlocked the potential for global expansion. Since then, the group’s portfolio of companies has grown and evolved and now comprises of experts in cross-border payments, promotional management, tax returns and more.
was born in Wicklow and is based in Kilkenny.
He graduated from Trinity College Dublin in 1996 with a degree in business and economics. After struggling to reclaim overpaid German tax, Terry started Taxback.com with the help of his mother in 1996.
This led to the creation of CluneTech, now the parent company of Ireland’s leading Fintech brands, including TransferMate Global Payments, Fintua, and Taxback.
CluneTech is now a global leader in financial innovation, serving multinational clients worldwide.
x
Founder and CEO of CluneTech
Entrepreneur Terry Clune is the CEO and founder of CluneTech, formerly Taxback Group.
In 1996, inspired by his own experience after a summer working in Germany, Terry launched his first company, Taxback.com, to help students reclaim their overpaid tax. Since then, under Terry’s stewardship, the group has expanded to encompass a suite of companies that offer industry-leading technology to simplify global business. In late 2021, the group rebranded as CluneTech to reflect the breadth and depth of the solutions and services we offer.
Today, CluneTech is a hub for technology innovation, supporting entrepreneurial leaders and fantastic new businesses. Along with investment and continuing involvement in the businesses, CluneTech supports our companies with shared services and a common dedication to make our customers’ lives easier, with technology innovation and entrepreneurship at the heart of everything we do.
Terry was awarded the Irish 2009 Ernst & Young Entrepreneur of the Year Award, and the 2010 HSBC European Entrepreneur of the Year Award.
x
CEO, TransferMate Global Payments
As Chief Executive Officer of TransferMate, Gary leads the company’s global vision to revolutionize embedded B2B payments. With over 25 years of experience in banking and payments - spanning consumer and business payments, card and account to account payments, international banking and FX - Gary brings deep industry expertise and a strong track record of scaling fintech companies worldwide.
Serving as Chief Commercial Officer and Chief Product Officer for 8 years before being promoted to CEO, Gary spearheaded award-winning technological advancements and played a key role in expanding TransferMate into new verticals and geographies.
Before joining TransferMate, Gary served as Managing Director at Realex Payments, where he successfully led the post-acquisition integration into the broader Global Payments organization. Prior to that, Gary held key roles with Goldman Sachs, Finastra, and Axway.
x
CEO, Sprintax, IDLF
Joanna Murphy is Chief Executive Officer of Sprintax. Joanna first joined the group in 2013, leading the growth strategy for Connect Ireland, a development agency that promoted international investment in Ireland. Joanna’s passion for international trade and foreign direct investment led to the co-founding of the Irish Diaspora Loan Fund (IDLF) in 2017 with CluneTech CEO, Terry Clune.
In 2019, Joanna was appointed Chief Executive Officer overseeing the US extension of the business, Sprintax, a tax compliance software that simplifies tax withholding and tax return filing for nonresidents and their employers.
Joanna is responsible for leading the corporate direction and strategic vision for the group, driving business expansion and enabling a team of entrepreneurial senior managers to deliver excellence in technology and service to a global customer base.
x
CEO, Benamic
Julian Morrison is CEO of Benamic and joined the business in 2021, with nearly 20 years of experience in the FMCG space having worked in various head office roles with O2, SPAR, Londis and Keelings. Most recently he was General Manager with Uniphar Plc, with responsibility for over 200 pharmacies under the Life and Allcare brands.
In his role with Benamic, Julian is responsible for the strategic direction of the business, driving new technology and expanding its footprint with its global clients. Through his senior leadership team, he is assuring alignment between commercial and operational teams to deliver market leading campaigns in over 150 countries.
x
CEO, Fintua
Catherine is a seasoned executive with over two decades of experience steering global organisations to success. As CEO and Board Director of Fintua, she has consistently delivered exceptional results, while driving significant revenue growth, spearheading strategic transformations and optimising operations across diverse international markets.
A dynamic and visionary leader, Catherine brings a wealth of expertise in international sales, negotiation, business development, marketing and operations. Her passion lies in cultivating high-performing teams, fostering innovation and guiding with a clear strategic vision and purpose. Adept at building strong commercial functions and aligning organisational vision with measurable outcomes, Catherine is committed to delivering sustainable growth and long-term value creation.
x
x
x
x
Laureate Award
At CluneTech, our #OneTeam culture drives collaboration, innovation, and growth, with a people-first approach that supports wellness and flexibility.
This has earned us recognition as one of Ireland’s Best Workplaces, including the Great Place to Work Laureate Award.
Discover our benefits
Positive Impact
We’re committed to making a positive impact through CSR initiatives focused on sustainability, local communities, and charitable causes. Our employees lead these efforts, creating lasting change beyond our business.
Learn more
Great Place to Work Ireland,
2026
Career Show Awards,
2025
Deloitte,
2025
Great Place to Work Ireland,
2024
HR Leadership and Management Awards,
2023
HR Champion Awards,
2023
Career Show Awards,
2025
CluneTech awarded the Best Workplace Award at the HR Leadership and Management Awards 2025.
CluneTech Celebrates 10 Consecutive Years at Platinum Level in Deloitte Best Managed Companies Awards.
Taxback International rebrands to Fintua to fuse tax expertise with fintech tech, evolve from VAT reclaim, and reflect its Irish heritage.
CluneTech wins the Best Workplace Laureate Award for successfully maintaining our Great Place to Work status for the past 10 years consecutively.
CluneTech ranks 14th in the Top 100 Best Employers in Bulgaria 2025, a significant jump from 46th in 2023, reflecting our commitment to continuous improvement.
Taxback International Wins Overall Fintech Company of the Year at the National Fintech Awards. In addition, Joanna Murphy, CEO of Sprintax and Taxback, was awarded Fintech Pioneer of the Year honouring her significant contributions to the Irish fintech sector.
Terry Clune & CluneTech Win Deal of the Year at Irish Times Business Awards following the sale of leading payroll company Immedis to UKG.
TransferMate awarded FinTech Company of the Year at the National Fintech Awards.
Immedis, a leading global payroll platform, was acquired by UKG in one of Ireland’s largest technology deals.
Gradguide was acquired by UK tech company native.
TransferMate, the world’s leading B2B payments infrastructure-as-a-service provider, achieved unicorn status with a €1BN valuation after a €70M funding round.
